Skip to content



EFFCU Now Offering Construction Loans

August 15, 2023

Large new build home surrounded by green grass, and planted shrubs.

Introducing a construction loan option that will help you build your dream home, from start to finish!

At Education First, our members come first. So when you told us that we needed to offer Construction Loans, we listened.

Construction Loans, also known as Gap Financing or Bridge Financing, allows borrowers to obtain the cash flow for expenses incurred after project authorization, but prior to the Mortgage. Borrowers will submit a simple application, free of charge, to see if they qualify. 

“Education First is beyond excited about expanding our mortgage lending options. Our main goal is to decrease the stress of the home building process and add the comfort of local face-to-face financing with the credit union you trust and rely on. Our Mortgage team is here to provide support, personalized attention, accessible resources, and excellent member service throughout the construction loan process." - Mortgage Loan Manager, Shannon Guillory. 

Education First FCU is excited to bring more loan options and services to our members and future members, so that we can serve them in all stages of their life.